Pacific NW Federal Credit Union

Lessons Listed by Oregon High School Standards

Use the tables below to easily find the PNWFCU lessons that meets the new Oregon Department of Education’s Personal Finance and Higher Education learning requirements.

Personal Finance Standards

Personal Finance StandardPNWFCU Lessons that Meet the StandardDescription of Standard
HS.PFE.A.1Understand components used to build credit and investigate actions that could impact personal credit scores.
HS.PFE.A.2Compare and contrast various types of consumer credit and the costs and benefits of borrowing money.
HS.PFE.A.3Analyze the long-term impacts of high and low credit scores.
HS.PFE.B.1Describe the roles of various types of financial institutions, and explore products and services provided by these institutions.
HS.PFE.B.2Develop goals for building assets using various investment options, and identify potential risks and rewards for a given strategy.
HS.PFE.B.3Evaluate repayment strategies, risks and costs for various types of consumer credit use, including simple or compound interest calculations.
HS.PFE.C.1Describe budgeting strategies for savings goals, emergency funds, fixed expenses and variable expenses.
HS.PFE.C.2Identify and examine the costs and benefits of financial decisions.
HS.PFE.C.3Apply a budgeting strategy to create a sample budget that includes common costs associated with housing, transportation, and insurance products and analyze the outcomes.
HS.PFE.D.2Understand the personal income tax filing cycle, including common tax forms and available tax preparation resources and options.
HS.PFE.D.3Understand taxes associated with various sources of income and common tax credits that could reduce individual tax liability.
HS.PFE.D.4Understand common types of federal, state, regional, and local taxes and associated tax-funded services provided.
HS.PFE.E.1Analyze the psychology of money through cultural, social, and emotional influences on financial behavior.

Higher Education and Career Path Standards

Higher Education StandardPNWFCU Lessons that Meet the StandardDescription of Standard
HS.HECPS.A.1Explore how personal strengths, aptitudes, interests and values connect with future career paths.
HS.HECPS.B.2Understand the diverse range of career pathways available, including, but not limited to, apprenticeships, military service, higher education, trades and non-degree programs.
HS.HECPS.B.3Explore local opportunities and benefits for participating in career-connected and community-based experiential learning related to future goals.
HS.HECPS.C.1Explore postsecondary educational and career pathways, and identify necessary training, education, skills, and prerequisites aligned with aspirations.
HS.HECPS.C.2Research admission processes for postsecondary pathways and practice applying to apprenticeships, military service, higher education, trades, and non-degree programs.
HS.HECPS.C.3Investigate strategies for making well-informed financial decisions about postsecondary pathways, including how to navigate financial aid options (i.e., FAFSA, ORSAA), application processes, and a variety of credible funding sources and scholarships.
HS.HECPS.D.1Prepare to apply for an entry-level job related to future career goals.
HS.HECPS.D.2Prepare a resume and cover letter and determine what to include in a professional portfolio.
HS.HECPS.D.3Demonstrate interview skills in virtual and in-person settings.
HS.HECPS.D.4Navigate and negotiate offers of employment including human resource paperwork.

Receive Updates on Financial Education Lessons

We will only send you information about our financial education resources. You will not be added to any other mailing lists and you can unsubscribe at any time.


Questions or Suggestions? Get in Touch

Contact us with any questions, suggestions, or to request Kristin to teach in your classroom.

Auto Loan Discount for Educators
.50
%Off*
High school class