PNWFCU deposit rates

Deposit Rates


Rates Effective: 01/01/2020
AccountAnnual Percentage RateAnnual Percentage YieldMinimum Opening Balance
Savings (18+)0.05%0.05%$5.00
Edge Savings (13-24)0.05%0.05%$5.00
Liberty Savings0.00%0.00%$5.00
IRA Savings0.05%0.05%$5.00
SEP Savings0.05%0.05%$5.00
OR First-Time Home Buyer Savings1.00%1.00%$5.00

Money Market

Rates Effective: 01/01/2020
AccountMinimum Balance To Earn APYAPRAPY*
$2000 - $9,999$2,0000.10%0.10%
$10,000 - $24,999$10,0000.10%0.10%
$25,000 - $49,000$25,0000.10%0.10%
$50,000 & above$50,0000.10%0.10%

Certificates & IRAs

Rates Effective: 06/15/2020
$100 - $9,999
$10,000 - $49,000
$50,000 - $99,999
$100,000 +
18 Month0.50%0.50%0.50%0.50%0.50%0.50%0.50%0.50%
2 Year0.60%0.60%0.60%0.60%0.60%0.60%0.60%0.60%
3 Year0.80%0.80%0.80%0.80%0.80%0.80%0.80%0.80%
4 Year1.24%1.25%1.24%1.25%1.24%1.25%1.24%1.25%
5 Year1.49%1.50%1.49%1.50%1.49%1.50%1.49%1.50%

* APY = Annual Percentage Yield. APY set forth assumes funds will remain on deposit until maturity. Early withdrawal penalty applies. Deposits insured to $250,000 by the NCUA. IRA accounts insured separately by the NCUA up to $250,000. Rates subject to change without notice. See your Member Relationship Officer for complete details. Certificate account rates are fixed for the length of the term and are determined by the opening dollar amount.
† Minimum balance for Youth Certificates is $100. Youth Certificates are available only to members 18 years of age and younger. Minimum opening balance for members 19 years of age and older is $1,000.


Rates Effective: 01/01/2020
Basic Checking0.00%0.00%
Checking Plus0.05%0.05%
eChecking Plus0.05%0.05%

View printer friendly savings, checking and money market rates and disclosures or certificate and IRA rates and disclosures.

icon of a hand holding money

Refer a Member

Win $250 or More!

credit card icon

Cash Awards

Get 1% Cash Back!

Go Mobile

Download the App Today!