PNWFCU payment center

Payment Center

Payment Center


Forgot to set up your automatic payment or can’t make it into the branch to make a loan payment? You can now make a payment on your loan* using a non-PNWFCU credit card (Mastercard or Discover) or debit card or with funds from a non-PNWFCU checking or savings account over the phone.

To make a loan payment with Pay-by-Phone, call us at 503-256-5858, M-F 8am-8pm or Saturday 10am-2pm. Convenience fee is $15. Due to the COVID-19 pandemic, we will temporarily waive the fee for Pay-by-Phone.

*Visa payments cannot be made with a credit card.

Online Bill Pay

Once you try online Bill Pay, you’ll never want to write another check! Making payments is quick, easy and doesn’t require a stamp. Bill Pay is FREE with our eChecking and eChecking Plus accounts!

Checking AccountBill Pay Monthly Fee
eChecking PlusFREE
Basic Checking$4.95
Checking Plus$4.95

Electronic Payments

Set up automatic transfers to your PNWFCU savings, checking or loan account from another institution.


Free up extra cash with Skip-a-Pay! This program allows you to skip your eligible loan payment(s)* so you can spend that money on something you really want.

Simply complete the application online, or return it by person, email or fax. Please allow one week for processing before your payment is due. Due to the COVID-19 pandemic, we will temporarily waive the fee for Skip-a-Pay.

*Skip payment subject to credit union approval. Loan payments that have already been posted are not eligible to be reversed. Interest on your loan will continue to accrue on the outstanding balance. Visa, Business, Mortgage and Home Equity loans are excluded from this offer. Other loans may not be eligible if negative amortization will result. Your account must be current and in good standing. You must request to skip a payment at least one week in advance of your next payment.  Adjustment does not affect the terms of indebtedness and interest will continue to accrue on the unpaid balance. Loans with very high balances will not be permitted to incur negative amortization. On new loans, at least one payment must have been made to take advantage of this offer. Members who have caused a loss to the credit union, who have received a loan extension within the past 12 months, or who have a delinquent payment history, are not eligible for this offer. There will be $30 fee charged for each skipped loan. All skip fees must be paid prior to the due date of the payment that will be skipped. Fees cannot be added to the balance of the loan.

Money Management

Money Management

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Cash Awards

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