We offer loan protection options so you don’t need to worry if your car breaks down, or is damaged beyond repair, or if you lose your job and you are unable to make your loan payments. Life happens, we’re in it with you.
Call or text us at 503-256-5858 or email us and ask about protecting your loans, or click below for an estimate.
To research, compare and buy Mechanical Repair Coverage, visit forevercar.com/pacificnwfcu or call (866) 880-2565, where you can take advantage of:
- Convenience – easy-to-use, 24/7 online shopping experience
- Customer service – expert service through a dedicated call center
- Monthly payments – through a convenient monthly payment plan that fits your budget
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018
They say a new car depreciates 10-15% the second you drive it off the dealership lot. So, if your car is totaled or stolen, your auto insurance may not provide enough to pay off the value of your auto loan.
Guaranteed Asset Protection (GAP) pays the difference between your vehicle insurance company’s settlement and the remaining loan amount (directly related to the vehicle purchase), up to the maximum allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair. It also includes deductible assistance, which cancels part of your debt when a comprehensive or collision claim is paid through your primary auto insurance and a deductible is incurred.
Email us for more details and to see if GAP is right for you.
Whether you’re taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. Help play it safe with Debt Protection, a voluntary loan-payment protection product. Debt Protection helps you get relief from the financial burden of delinquency, default or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan) Debt Protection will cancel or waive your loan payment(s), up to the contract maximums. Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Call or email us for more details and to see if Debt Protection is right for you.
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
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