Loan Rates

Loan Rates

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Rates Effective: 11/18/2019

Loan TypeModel YearsAnnual Percentage
Rate (APR)*
Repayment Term
New Auto2016 & Newer2.79% - 17.89%Up to 84 months
Used Auto2010-20152.94% - 18.00%Up to 84 months
Older Auto2009 & Older5.99% - 18.00%Up to 72 months
New Motorcycle2016 & Newer5.60% - 18.00%Up to 84 months
Used Motorcycle2010-20157.60% - 18.00%Up to 60 months
Older Motorcycle2009 & Older9.10% - 18.00%Up to 60 months
New RV2016 & Newer5.10% - 18.00%Up to 240 months
Used RV2010-20155.60% - 18.00%Up to 240 months
Older RV2009 & Older6.85% - 18.00%Up to 120 months
New Boat2016 & Newer4.35% - 18.00%Up to 240 months
Used Boat2010-20154.85% - 18.00%Up to 240 months
Older Boat2009 & Older6.85% - 18.00%Up to 120 months
Other Secured6.60% - 18.00%Up to 60 months
Personal Loan10.09% - 18.00%Up to 60 months
Share SecuredShare Rate + 3.00%Up to 120 months
VISA Cash Back9.99% - 18.00%Revolving

*APR=Annual Percentage Rate. APRs range from 2.79% to 18.00%. The APR you qualify for is based on repayment period, collateral year and your credit qualifications, including credit score. Payment example: If you borrow $20,000 for 60 months at 3.49% APR, your monthly payment would be $363.77. Lowest APRs in each range include Autopay discount which provides a qualifying rate discount of .50% APR for automatic loan payments from your Pacific NW FCU checking. Autopay discount is not available for credit card, savings/certificate-secured loans, unsecured loans, mortgages, home equity loans and business loans. Other terms and conditions apply. Contact us for additional information. Membership required to borrow. Pacific NW FCU may offer other rates in the future. 

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