Pacific NW Federal Credit Union

Certificates & IRAs

Earn higher interest on your savings with a certificate account. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account, or withdrawing it as a check. Click here to view our certificate and IRA rates. 

Save With a High-Yield Certificate!

We’re offering two high-yield certificate and IRA accounts:

  • 6-Month at 3.50% APY*
  • 12-Month at 3.50% APY*
  • High fixed rates with a guaranteed return
  • Accounts federally insured to at least $250,000 by NCUA

Lock in your certificate to start saving! Click here for more rates.

Open a Certificate

Call us at 503-256-5858, use our online chat, or email us for more information.

*APY = Annual Percentage Yield. Rate is subject to change without notice. Minimum opening deposit is $1,000. Minimum balance for Youth Certificates is $100. The maximum deposit per each certificate special is $250,000 per member. See disclosures and other rates here.

Thinking About Opening an IRA?

It’s never too early to start saving for your retirement or your child’s education. Consider opening a traditional or Roth IRA, or a Coverdell Education Savings Account (Education IRA) to help pay for your child’s educational expenses. We are here to help you save for your future.

Are you not sure which IRA might be right for you? Learn more in this article comparing traditional and Roth IRAs.

Call or email us to open an IRA or for more information.

Planning the future