Certificates & IRAs

Earn higher interest on your savings with a certificate account. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account, or withdrawing it as a check. Click here to view our certificate and IRA rates.

⏳Limited-Time Certificate Special

Enjoy a high fixed rate with a guaranteed return:

7-Month at 4.00% APY*
$1,000 minimum deposit
Accounts federally insured to at least $250,000 by NCUA

Start saving more today! Open your new certificate now.

*APY=Annual Percentage Yield. Minimum opening deposit is $1,000 of external funds (new money only). Maximum deposit is $250,000 per member. Rate as of 9/1/2026 and subject to change or discontinue without notice. Certificate is non-renewable.

Open a Certificate

Call us at 503-256-5858, use our online chat, or email us for more information.

Thinking About Opening an IRA?

It’s never too early to start saving for your retirement or your child’s education. Consider opening a traditional or Roth IRA, or a Coverdell Education Savings Account (Education IRA) to help pay for your child’s educational expenses. We are here to help you save for your future.

Are you not sure which IRA might be right for you? Learn more in this article comparing traditional and Roth IRAs.

Call or email us to open an IRA or for more information.