High School Lessons
High School Financial Education
Prepare your students for life after high school by empowering them with personal finance skills. This high school financial education program includes everything you need to teach teenagers about money.
Modules include worksheets and instructions for teaching online or in the classroom. Students will learn how to manage their money, plan for the future, and build a spending plan.
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Access the High School Lesson Plans
Module 1: Intro to Personal Finance
Many high school students don’t spend their time worrying about finances, but they are at the age where financial decision making is starting to impact their lives. This lesson will help students understand why personal finance is important, and gives the instructor an idea of each student’s comfort and knowledge of financial literacy. Lesson includes a pre- and post-assessment.
Module 2: Career Planning
Students will explore different career paths and interests by reflecting on their likes and dislikes to see which careers fit their personality. By the end of the lesson, students will understand the path they need to take to be qualified for the careers they are interested in, the availability of landing a job in that specific career, and what day to day life looks like once hired into the role.
Module 3: Earning Potential
Students will understand how their earning potential increases with different levels of credentials. The first half leads students through an in-class discovery of personal potential. The second half teaches students about earning potential and possibilities.
Module 4: Life Stages
Students will review the stages of their financial life and the potential impact certain actions can have on their life. Students will also reflect on their current spending habits to see if those habits align with the goals they have for the future.
Module 5: Employee Benefits
Students will learn how to evaluate a job based on all the benefits of the job offer. Students will also think about which preferences are most important when looking for a job, like location or hours.
Module 6: Take Home Pay
Students will understand the parts of their paycheck and why the amount they earn is not the amount they get to keep. Net Pay and Gross Pay will be key components of the lesson.
Module 7: Exponential Growth and Purchasing a Home
Students will learn how to calculate exponential growth, discovering how much they will pay for a home over the life of a loan. Worksheets feature Portland area homes and their sale prices.
Module 8: Exponential Decay
Students will learn that some items depreciate over time, using the example of a vehicle. Students will learn how to change the exponential growth formula to represent decay, helping them understand the true cost of a new car.
Module 9: Compound Interest
Students will learn the importance of compound interest and how time impacts their future investments. They’ll see that investing early can lead to future wealth.
Module 10: Rule of 72
This mini lesson shows students an easy way to estimate how long it will take an investment to double. They’ll compare rates to see the difference in earnings.
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Join our Facebook group to get access to the latest high school lesson plans, ask questions, and collaborate with other financial education teachers. Let’s work together to empower the next generation with the skills they need for life!
Financial Reality Fair
PNWFCU hosts financial reality fairs to help high schoolers experience some of the real-life financial challenges they will face after graduation.
Questions or Suggestions? Get in Touch
Contact us with any questions, suggestions, or to request Kristin to teach in your classroom.