High school student learning how to budget

High School Lessons

High School Financial Education

Prepare your students for life after high school by empowering them with personal finance skills. This high school financial education program includes everything you need to teach teenagers about money.

Modules include worksheets and instructions for teaching online or in the classroom. Students will learn how to manage their money, plan for the future, and build a spending plan.

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Access the High School Lesson Plans

High school financial education lesson plan introducing teenagers to personal finance

Module 1: Intro to Personal Finance

Many high school students don’t spend their time worrying about finances, but they are at the age where financial decision making is starting to impact their lives. This lesson will help students understand why personal finance is important, and gives the instructor an idea of each student’s comfort and knowledge of financial literacy. Lesson includes a pre- and post-assessment.

Career planning lesson for high schoolers

Module 2: Career Planning

Students will explore different career paths and interests by reflecting on their likes and dislikes to see which careers fit their personality. By the end of the lesson, students will understand the path they need to take to be qualified for the careers they are interested in, the availability of landing a job in that specific career, and what day to day life looks like once hired into the role.

High school financial education lesson plan about earning potential

Module 3: Earning Potential

Students will understand how their earning potential increases with different levels of credentials. The first half leads students through an in-class discovery of personal potential. The second half teaches students about earning potential and possibilities.

Financial life stages lesson for high schoolers

Module 4: Life Stages

Students will review the stages of their financial life and the potential impact certain actions can have on their life. Students will also reflect on their current spending habits to see if those habits align with the goals they have for the future.

Personal finance lesson about employee benefits

Module 5: Employee Benefits

Students will learn how to evaluate a job based on all the benefits of the job offer. Students will also think about which preferences are most important when looking for a job, like location or hours.

Financial literacy take-home pay lesson plan for high schoolers

Module 6: Take Home Pay

Students will understand the parts of their paycheck and why the amount they earn is not the amount they get to keep. Net Pay and Gross Pay will be key components of the lesson.

High school financial education lesson plan about exponential growth and purchasing a home

Module 7: Exponential Growth and Purchasing a Home

Students will learn how to calculate exponential growth, discovering how much they will pay for a home over the life of a loan. Worksheets feature Portland area homes and their sale prices.

Exponential decay financial education lessons

Module 8: Exponential Decay

Students will learn that some items depreciate over time, using the example of a vehicle. Students will learn how to change the exponential growth formula to represent decay, helping them understand the true cost of a new car.

Compound interest lesson plans for high schoolers

Module 9: Compound Interest

Students will learn the importance of compound interest and how time impacts their future investments. They’ll see that investing early can lead to future wealth.

Rule of 72 personal finance lesson for teenagers

Module 10: Rule of 72

This mini lesson shows students an easy way to estimate how long it will take an investment to double. They’ll compare rates to see the difference in earnings.


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Join our Facebook group to get access to the latest high school lesson plans, ask questions, and collaborate with other financial education teachers. Let’s work together to empower the next generation with the skills they need for life!

Financial Reality Fair

PNWFCU hosts financial reality fairs to help high schoolers experience some of the real-life financial challenges they will face after graduation.

Click here to see a video about the fair, or contact us if you are interested in scheduling a fair at your school.

Questions or Suggestions? Get in Touch

Contact us with any questions, suggestions, or to request Kristin to teach in your classroom.

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