Pacific NW Federal Credit Union

Commercial Real Estate Loans

Finance the Property That Helps Your Business Grow

Whether you are purchasing, refinancing, constructing, or improving commercial property, our Commercial Real Estate Loans provide flexible financing solutions designed to support your business objectives and long-term growth.

We offer financing for owner-occupied and investment commercial properties, including office buildings, retail centers, industrial properties, mixed-use developments, warehouses, professional facilities, and multi-tenant income-producing properties.

Features

• Competitive fixed and variable rates
• Financing for purchases, refinances, construction, and renovations
• Flexible terms and repayment options
• Local underwriting and decision-making
• Customized loan structures tailored to business cash flow
• Relationship-focused service from application through closing

Eligible Properties

• Office buildings
• Retail centers
• Industrial and warehouse facilities
• Medical and professional buildings
• Mixed-use and multi-tenant properties
• Investment and owner-occupied real estate

Common Uses

• Property purchases
• Refinancing existing debt
• Business expansion or relocation
• Tenant improvements
• Building renovations

Underwriting Considerations

Commercial Real Estate Loans are evaluated based on factors such as:

• Property cash flow and net operating income (NOI)
• Debt service coverage
• Borrower and guarantor financial strength
• Property value and collateral coverage
• Business experience and management expertise
• Market and property conditions

Why Choose PNWFCU?

Our commercial lending team understands the unique needs of business owners and real estate investors. We take a personalized approach to every transaction, providing responsive service, practical solutions, and local decision-making to help you move your project forward with confidence.

Build equity, expand your business, and unlock opportunities with a Commercial Real Estate Loan designed to meet your needs.