Pacific NW Federal Credit Union

Equipment Loans

Finance the Tools and Equipment Your Business Needs

An Equipment Loan from Pacific NW Federal Credit Union provides financing for the machinery, technology, and business equipment necessary to support operations, increase productivity, and fuel growth. Preserve working capital while acquiring the equipment needed to remain competitive and efficient.

Eligible Equipment Types

• Manufacturing Equipment
• Construction Equipment
• Landscaping Equipment
• Medical and Dental Equipment
• Restaurant Equipment
• Office Furniture and Fixtures
• Computers and Technology Systems
• Industrial Machinery
• Specialty Tools and Equipment
• Warehouse Equipment

Typical Loan Features

• Competitive Fixed and Variable Rates
• New and Used Equipment Financing
• Flexible Loan Amounts
• Terms Based on Equipment Life
• Fast Local Decision Making
• Preserve Working Capital
• Refinance Existing Equipment Debt

Typical Loan Terms

• Equipment Financing: Up to 60 Months
• Specialty Equipment: Terms may vary based on useful life
• Financing available for new and used equipment
• Flexible repayment structures available

Underwriting Considerations

• Business Cash Flow and Repayment Capacity
• Debt Service Coverage
• Business Financial Strength
• Guarantor Support
• Equipment Value and Marketability
• Industry and Economic Conditions
• Business Experience and Management

Power Your Business with the Equipment You Need to Succeed.