Pacific NW Federal Credit Union

Business Auto Loans

Drive Your Business Forward

A Business Auto Loan from Pacific NW Federal Credit Union helps businesses acquire, refinance, or replace vehicles essential for daily operations. Whether you need a single company vehicle or an entire fleet, we offer flexible financing solutions designed to support your business growth while preserving working capital.

Eligible Vehicle Types

• Passenger Vehicles
• Pickup Trucks
• Commercial Vans
• Service Vehicles
• Delivery Vehicles
• Utility Vehicles
• Light and Medium Duty Trucks
• Fleet Vehicles

Typical Loan Features

• Competitive Fixed Rates
• Loan Amounts Based on Vehicle Value and Business Needs
• Up to 100% Financing Available for Qualified Borrowers
• Flexible Terms Based on Vehicle Life and Usage
• New and Used Vehicle Financing
• Refinance Options Available

Typical Terms

• New Vehicles: Up to 84 Months
• Used Vehicles: Up to 72 Months
• Commercial Trucks and Specialty Vehicles: Based on useful economic life
• Loan amounts subject to underwriting and collateral qualifications

Underwriting Considerations

• Business Cash Flow
• Debt Service Coverage
• Business and Personal Credit History
• Guarantor Financial Strength
• Business Experience
• Existing Business Debt
• Vehicle Value and Condition

Why Choose Pacific NW Federal Credit Union?

• Local decision making
• Relationship-focused lending
• Competitive pricing
• Flexible structures for growing businesses
• Experienced commercial lending professionals

Put your business in motion with competitive financing for the vehicles that keep your company moving.