Personal Services

Make life easier with Online Bill Pay! Want to learn more? Click here to view our demo.

Checking Accounts - Your Freedom to Choose

Now you can choose the checking account that best fits your needs.

If you would like:

  • Free unlimited Bill Pay - We have the E-Checking or E-Checking Plus account
  • Free ATM usage* - We have the E-Checking or E-Checking Plus account
  • Free E-Statements - We have the E-Checking or E-Checking Plus account
  • Free unlimited check writing - We have the Checking and Checking Plus account
  • Accounts that pay dividends - We have the Checking Plus or E-Checking Plus account

If you're interested in setting up a Checking Account, please call 1.800.444.5858, or visit your local branch.

If you already have a regular checking account, and would like to change to an
E-Checking account, you can sign up in Account Access, under the E-Statement tab, or click here for further instructions.


Important Overdraft Service Information

Courtesy Pay
Your Pacific NW Federal Credit Union checking account now includes a convenient overdraft feature called Courtesy Pay. If you don't have enough funds in your checking account, or through an overdraft protection plan, we may cover your purchase with Courtesy Pay. This feature automatically covers purchases made by check, ACH, or through automatic bill payment. However, we are not authorized to pay overdrafts on everyday debit card and ATM transactions unless you ask us to. Click here for more information, and to "opt-in" to this additional overdraft coverage.


Click here to print our rates and disclosures. Click here to review our service charges.

* All members may pay a surcharge by the ATM proprietor when they use a non-PNWFCU or non-CO-OP ATM.

If this is for a new membership, we may need to contact you to get more information before we can open the account.

Ready to switch your checking to PNWFCU? Use our Switch Kit to save you time and hassle.

Save Time and Money with Direct Deposit

There is no need to go to the branch to deposit your paycheck! Have all or a portion of your paycheck deposited directly into your savings or checking account. To start direct deposit, give your company's payroll our routing number, 323075754, and your six-digit member number*, or call our member service representative.
* If account is five-digits, enter a "0" before the member number.

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