Pacific NW Federal Credit Union

Financial Education Programs for Schools

Looking to teach financial education to kids of every grade level? You’re in the right place! PNWFCU’s Financial Education Specialist, Kristin Mullady, has helped create a comprehensive K–12 financial education curriculum that meets Oregon State Standards for every grade level.

Our free, ready-to-use resources make learning about money fun and engaging. Each module includes detailed instructions, interactive worksheets, and everything you need to teach in the classroom or online.

Want to learn more or schedule a classroom visit? Reach out to Kristin today!

Review Lessons for All Grade Levels

Would you like to see a list of lessons for all grades? Click here for an index.

Select your school type to explore classes for different grade levels: elementary, middle, or high school.


Our Financial Education Specialist

Kristin Mullady

Kristin Mullady

Kristin is PNWFCU’s Financial Education Specialist and a Certified CU Financial Counselor.

With a background as a middle school math and science teacher, she brings a unique perspective to the world of financial education. Leveraging her extensive experience in education, she has developed a comprehensive K-12 financial education program that helps children across Oregon learn about money. Kristin has created numerous classroom-ready modules for teachers to address financial education topics at elementary, middle, or high school levels.

Download our free modules anytime or invite Kristin to teach a class (Portland Metro and Hood River areas).

Contact Kristin

Watch Kristin in the classroom:

Receive Updates on Financial Education Lessons

We will only send you information about our financial education resources. You will not be added to any other mailing lists and you can unsubscribe at any time.


Questions or Suggestions? Get in Touch

Contact us with any questions, suggestions, or to request Kristin to teach in your classroom.

Read Praise From Teachers and Students

“I absolutely love using Pacific NW’s money curriculum and so do the kids! The bonus is PNWFCU’s teacher on staff. Kristin will come help you learn how to make teaching about money easy. She helped me develop such a fun plan to seamlessly weave it into our existing curriculum in a way that kids are having fun and learning tons. I’m two years into prioritizing my student’s knowledge of money by using PNWFCU’s curriculum – now that I can confidently teach this subject, I’ll never go another year without teaching these valuable lessons.” – Debi, Kindergarten teacher

“Learning about money is so much fun because it feels like I’m playing a game of being a grown up. I think it’s important to learn how to use money so I can buy things I want and not waste all my money on other things. And I like the flash cards.” – Kindergarten student

“Kristin is a dynamic teacher who thoughtfully created lessons around students’ previous knowledge and interests in the areas of credit, investing, and compounding interest. Her lessons were fun, engaging and included lots of time for discussion. I watched on as these youth had “aha” moments each time they met with Kristin, and it was great to see their interest and engagement with the content. I highly recommend this program and Kristin in particular to any teacher or youth worker interested in increasing financial literacy among the youth they serve.” – Rebecca, Project Lemonade

“I’m very grateful for the skills Kristin has taught me. From Budgeting to personal life advice, she has you covered!”
“PNWFCU is creating inspiration through money management.” – Project Lemonade interns

“Great statistics to show HS students about financial literacy, emergency funds, net worth, and debt! Great conversation starters!!! All good stuff here!” – Dan, high school teacher 

Learning money skills