At Pacific NW Federal Credit Union, we don’t just say we’re Your Financial Partner for Life – we back it up with real, measurable value. Every rate, every fee, every product we offer is designed with one goal in mind: helping you build a stronger financial future at every stage of life.

To make sure we’re delivering on that promise, we recently requested an independent report from America’s Credit Unions, Datatrac and NCUA. In other words, we asked unbiased third parties to take a deep look at how we support our members.

The following data reflects the average direct financial benefits to our members during the twelve months ending September 2025¹. The findings are impressive!

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Real Financial Value, Verified

According to the Member Benefit Report, Pacific NW Federal Credit Union delivered over $3.6 million in direct financial benefits¹ to our members, which translates to:

• $162 annual benefit per member, or
• $340 annual benefit per household

What’s more, loyal, high-use member households see even more value: $543 in direct annual benefits!

This value comes from exactly what you’d expect from a true financial partner: lower loan rates, higher savings returns, and fewer fees. Let’s take a closer look…

Lower Loan Rates

Whether you’re financing a car or settling into your first home, having a financial partner on your side makes a big difference.

• Financing a $30,000 new car with us saves our members $216 per year, or $1,080 over a typical five‑year loan²

This is made possible through our consistently competitive loan rates.

Better Savings Rates

We believe your savings should actually grow – not sit idle.

Our savings rates helped generate $1.57 million in annual savings benefits for members. One standout comparison:

• Our 1‑year certificate pays 3.50%, while Oregon banks average just 0.88%.

That’s the difference a member‑focused financial partner makes.

Fewer Fees

Another major benefit highlighted in the report: significantly lower fees.

Here’s how we compare:

Lower fees mean more money in your pocket – exactly where it belongs.

Your Financial Partner for Life… Proven by the Data

The 3.6 million in financial returns to our members is not just a number – it’s a reflection of our commitment to supporting your goals, protecting your money, and helping you build a stronger financial future at every stage of life.

When we say we’re Your Financial Partner for Life, this is what we mean.

See how much we can save you with better rates:

Calculate Your Savings

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If you have a friend, coworker, or family member who would benefit from this kind of value, we’d love to help them too. Plus, you and your referral could each win $250!

Refer friends, family, coworkers, and neighbors to PNWFCU.

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¹America’s Credit Unions estimates that Pacific NW FCU provided $3,691,448 in direct financial benefits to its 22,831 members during the twelve months ending September 2025.
²$30,000 new auto loan financed over 60 months, as compared to Oregon banks.

Source: Datatrac, NCUA, and America’s Credit Unions.