Pacific NW Federal Credit Union

Spring Home Improvement Special

Upgrade, Remodel, Refresh and Save.

Feb. 17 – Mar. 31

Turn your home improvement plans into reality with our limited-time offer. Apply for a Home Equity Loan, HELOC, or a Green Start Energy Efficiency Loan by Mar. 31, 2026, and enjoy:

  • $500 toward closing costs, or
  • a FREE appraisal (if required)*

Apply Now

Learn & Apply:

  • Fixed rate of interest & payment amount
  • Terms up to 20 years
  • Owner occupied primary residence only
  • Maximum $100,000 loan amount if your 1st mortgage is with PNWFCU
Apply Rates
  • 5-year draw period: borrow what you need, when you need it, so you only pay interest on the funds you withdraw.  
  • Monthly payment of 1.5% of balance or $150, whichever is greater
  • Renewable up to 2 times (total 15-year draw period)
  • Converts to fixed rate and 15-year repayment term post draw period
  • Owner occupied primary residence only
  • Maximum $100,000 credit limit if your 1st mortgage is with PNWFCU
Apply Rates

Green Start Home Equity Loan

Loan Benefits and Details:

  • Maximum loan amount: $75,000
  • Maximum term: 120 months
  • Interest rate: Standard 10-year home equity rate (minus 1.00% if you have your first mortgage with PNWFCU), plus loan fee discount of 50% ($500) or no fee with an Energy Audit
Apply Rates

Make Your Home Work for You

Use the equity in your home to fund projects that can increase your home value, like:

  • Kitchen or bathroom remodel
  • New roof or siding
  • Outdoor living space or deck
  • Energy-efficient windows and doors
  • Solar panels or HVAC upgrades

Don’t wait—your dream project starts here!

Need inspiration for your next project?

Visit these local shows for ideas:

Don’t forget to get pre-approved with us first!


Rather not go the home equity route?

Check out our Unsecured Green Start Energy Efficiency Loan. It’s an unsecured personal loan that can help you cover costs for green projects including:

  • Fuel oil furnace replacement
  • Energy-efficient windows
  • Appliance upgrades
  • Electric vehicle charging systems
  • And more!

Benefits include:

  • Fast online application
  • Quick approval
  • No application fees

Apply Now


Speak to our Mortgage Loan Consultant

Michael Bradshaw

Michael Bradshaw

Mortgage Sales Manager | NMLS #192893

503.258.2618 | Toll Free 800.444.5858, x 2618
[email protected]

See what Michael’s members are saying about him online.

*Minimum loan balance of $20,000 required to qualify for the $500 closing cost credit or free appraisal. All loan applications are subject to credit and property approval. Terms and conditions apply. Limited-time offer.

10 Year Home Equity Rates as low as
6.979
%APR*
Home Equity Special for home renovation projects