Pacific NW Federal Credit Union

Green Start Energy Efficiency Loans

NEW! Save money, boost your home’s energy efficiency, and reduce your carbon footprint with our Green Start Energy Efficiency Loans.

Choose from two loan options: the Unsecured Green Start Energy Efficiency Loan or the Green Start Home Equity Loan.

These loans can be used for a wide range of energy-efficient upgrades, including (but not limited to):

• Insulation
• Heat pump HVAC systems
• Fuel oil furnace replacement
• Solar panel systems
• Energy-efficient windows
• Appliance upgrades
• Electric vehicle charging systems

---

🏡 Spring Home Improvement Special

Ready to upgrade, remodel, or refresh your space? Now’s the perfect time! From Feb. 17 – Mar. 31, take advantage of our limited‑time offer and bring your home improvement plans to life.

Apply for a Home Equity Loan, HELOC, or Green Start Energy Efficiency Loan by Mar. 31, 2026, and enjoy:

• $500 toward closing costs, or
• A FREE appraisal (if required)*

Learn More

*Minimum loan balance of $20,000 required to qualify for the $500 closing cost credit or free appraisal. All loan applications are subject to credit and property approval. Terms and conditions apply. Limited-time offer. Appraisal credit available when an appraisal is required for loan approval.

---

Unsecured Green Start Energy Efficiency Loan

Loan Benefits and Details:

• Maximum loan amount: $20,000
• Maximum term: 96 months
• Interest rate: Standard unsecured rate minus .50%; additional .50% discount with Energy Audit

Apply Online

Green Start Home Equity Loan

Loan Benefits and Details:

• Maximum loan amount: $75,000
• Maximum term: 120 months
• Interest rate: Standard 10-year home equity rate (minus 1.00% if you have your first mortgage with PNWFCU), plus loan fee discount of 50% ($500) or no fee with an Energy Audit

Apply Online

Questions? Email us or call/text us at 503-256-5858 for more details.

---

---