- Savings & Checking
- Loans & Credit
- Mortgage & Home Equity
- Investments & Insurance
- Business Services
- Online & Mobile Services
Ready to join PNWFCU? Persons who live, work (or regularly conduct business in), worship or attend school in, and businesses and other legal entities located in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark or Skamania Counties in Washington, are eligible to join our credit union. Just apply online, contact us or visit a PNWFCU branch to complete a Member Relationship Agreement and make your initial membership share deposit of $5.00.
A few Bonneville Power Administration (BPA) employees worked together in 1942 to found our credit union, giving their fellow co-workers a way to loan each other money and grow their savings through a member-owned cooperative. Back then we were known as BPA Federal Credit Union. Today we still serve federal employees, and we've been able to expand our charter to serve the local community as well.
We merged with Hessell-TPC Credit Union in 1999, with Mountain Valley Federal Credit Union in 2000, and with Pacific Retailers Omni Federal Credit Union in 2001. Then in 2004 we expanded our eligibility to Hood River and the surrounding areas, as well as a community in NE Portland. And in 2018 we expanded our eligibility to the entire Portland Metro area, including Clackamas, Columbia, Hood River, Multnomah, Washington, and Yamhill Counties in Oregon, and Clark and Skamania Counties in Washington.
Our primary goal is to satisfy our members' financial needs with a high level of service, using three strategic objectives:
PNWFCU excels in providing member benefits on many loan and savings products. We offer low rates on new and used cars, mortgages and home equity loans, and Visa cards. We also have competitive dividend rates on checking, money market, certificate and IRA accounts. In fact, the Credit Union National Association (CUNA) estimated that Oregon credit unions provided benefits equivalent to $107 per member or $203 per household in 2017 over banks, due to our competitive deposit and loan pricing.