Business Accounts

At PNWFCU^®, we work hard to understand your business needs. We’ve put together a value-packed portfolio of business services specifically designed to meet those needs. Our services can help your business grow, attract quality employees and provide your company with a long-term financial partner!

If you don’t have an account with PNWFCU^®, please review our Business Membership Agreement & Disclosures and our Business Fee Schedule & Processing Guide prior to completing our Business Membership Application to open an account.

Open a Business Account

Business Savings

Establish your membership and eligibility for all Business Services at PNWFCU with your savings account. Features include:

$5 opening deposit
Free mobile and online banking
No monthly service fee

Business Money Market

A PNWFCU money market account is an easy way to start saving while earning dividends. Dividends are compounded daily and paid monthly. Features include:

$2,000 minimum balance to open
No monthly fees
No terms or penalties for early withdrawal
Unlimited withdrawals and transfers
Unlimited deposits

Both of our business checking accounts include unlimited deposits, a free debit card, and free online and mobile banking. Choose the account that fits your business’ needs.

Biz-e Free Business Checking

Ideal for the business owner looking for the speed and convenience of electronic banking partnered with the personalized service that you’ve come to expect from Pacific NW Federal Credit Union.

10 checks cleared per month at no charge
20 FREE online bill payments
No minimum balance requirement
No monthly service fee
FREE E-statements (required)

Premium Business Checking

Perfect for your small business, this account focuses on the basics to ensure your account activity flows as smoothly as possible. At PNWFCU, we believe your business checking account should provide convenient and flexible options that don’t complicate your business.

99 checks cleared per month at no charge
$3,000 average daily balance to waive $10 monthly service charge

Business Savings & Checking

	Balance Requirements	Annual Percentage Rate (APR)	Annual Percentage Yield (APY)
Rates Effective: 10/1/2025
Business Savings	$500 to earn dividends	0.00%	0.00%
Biz-e Free Checking (eStatements required)	None	N/A	N/A
Premium Business Checking	$500 to earn dividends	0.05%	0.05%

Money Market

Account	Dividend Rate	Annual Percentage Yield	Minimum Balance To Earn APY*
Rates Effective: 11/1/2023
$2,000 – $9,999	0.25%	0.25%	$2,000
$10,000 – $24,999	0.25%	0.25%	$10,000
$25,000 – $49,999	0.50%	0.50%	$25,000
$50,000 & above	0.75%	0.75%	$50,000

Click here for more rates and disclosures.

Plan for future financial security with our retirement accounts. Our IRA and SEP accounts are insured separately up to $250,000 by the NCUA.

Are you not sure which IRA might be right for you? Learn more in this article comparing traditional and Roth IRAs.

Call or email us to open an IRA or for more information.

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