Mortgage and Home Equity Solutions
Whether you're making your first home purchase, relocating or refinancing an existing mortgage, looking for a fixed rate or an adjustable rate, Pacific NW FCU's dedicated real estate team is here to help you make the right financing decision. We offer:
- Easy online application that is available 24 hours/ 7 days week
- View loan status and track the entire process online
- Free pre-approval!
- Local service
- $500 flat origination fee! (Other 3rd party fees apply. For a personalized good faith estimate, click here)
Our products include:
- Flexible terms on 1st and 2nd mortgages
- Fixed rate mortgages with terms from 10 to 30 years
- Adjustable Rate Mortgages (ARMs)
- Fixed rate home equity loans with terms up to 20 years
- Home Equity Lines of Credit (HELOCs) with terms up to 30 years
Choose
Let Mortgage Solutions help you find a program that is right for you. We'll walk you through the process, explain loan options and help you to research rates for the program that meets your needs. After you have selected your loan program, complete our streamlined application and receive an answer within minutes. Once you have submitted your application, you may view your status and communicate with our mortgage department during the entire process.
Apply
Log on anytime, day or night, complete our streamlined application and have a loan answer all within 15 minutes.
Learn
If you're not quite ready to apply, Mortgage Solutions is still the place to go to learn all about the mortgage process, first time home buyers programs, purchasing or refinancing information.
Click here for links to additional Home Buying Education Resources
Rates
We offer competitive rates on fixed rate mortgages, adjustable rate mortgages, home equity loans and lines of credit.
Tax Credit for Energy Efficient Homes
The Federal Tax Credit for Energy Efficiency provides tax credits for 30 percent of the cost when you make energy efficient improvements to your home: Click here for details and deadlines.
Job Loss Protection
One of the benefits you will receive by having mortgage insurance with your PNWFCU home loan is Job Loss Protection--at no additional cost to you. With Job Loss Protection, your mortgage may be paid for up to six months if you involuntarily lose your job. Click here for more about this benefit.
Mortgage Modification Resources
If you are worried about the possibility of losing your home, contact PNWFCU and we will work with you directly. Click here for more information.
Call today to speak with our Mortgage Credit Specialist, Crystal Jeffries:
Portland 503.256.5858 option 4
Vancouver 360.693.7368 option 4
Hood River 541.387.4192 option 4
Outside local calling areas
1.800.444.5858 option 4
Email crystalj@pnwfcu.org
| Crystal
will be available to speak with you at the:
|
|
September
3rd and 17th |
|
| Ross Branch | September 7th and 21st |
| Erin Way Branch | All other
business days |
By appointment |
|
