Mortgage and Home Equity Solutions

Whether you're making your first home purchase, relocating or refinancing an existing mortgage, looking for a fixed rate or an adjustable rate, Pacific NW FCU's dedicated real estate team is here to help you make the right financing decision. We offer:

• Easy online application that is available 24 hours/ 7 days week
• View loan status and track the entire process online
• Free pre-approval!
• Local service
• $500 flat origination fee! (Other 3rd party fees apply. For a personalized good faith estimate, click here)

Our products include:

• Flexible terms on 1st and 2nd mortgages
• Fixed rate mortgages with terms from 10 to 40 years
• Adjustable Rate Mortgages (ARMs)
• Fixed rate home equity loans with terms up to 20 years
• Home Equity Lines of Credit (HELOCs) with terms up to 30 years

Choose

Let Mortgage Solutions help you find a program that is right for you. We'll walk you through the process, explain loan options and help you to research rates for the program that meets your needs. After you have selected your loan program, complete our streamlined application and receive an answer within minutes. Once you have submitted your application, you may view your status and communicate with our mortgage department during the entire process.

Apply

Log on anytime, day or night, complete our streamlined application and have a loan answer all within 15 minutes.

Learn

If you're not quite ready to apply, Mortgage Solutions is still the place to go to learn all about the mortgage process, first time home buyers programs, purchasing or refinancing information.

Rates

We offer competitive rates on fixed rate mortgages, adjustable rate mortgages, home equity loans and lines of credit.

Home Buying Education Resources

Telephone & Online Resources:

• CMG Mortgage Insurance Co
• Balance
• Making Home Affordable Program (or call 888-995-4673 for questions)

In-Person Resources:

• Portland Housing Center (Portland)
• Community Housing Resource Center (Vancouver)
• Columbia Cascade Housing Corp (The Dalles)
• Mid Columbia Housing Resource Center (Hood River)

More

Use our mortgage loan calculators to determine how much house you can afford, what your monthly payments would be, how much income you'll need, and even a cost comparison between renting and owning. You can also learn more about insurance information, property information and our privacy policy.

Worried about the possibility of losing your home? Click here for resources to help prevent foreclosure.

 

Call today to speak with our Mortgage Credit Specialist, Crystal Jeffries:

 

Portland 503.256.5858 option 4
Vancouver 360.693.7368 option 4
Hood River 541.387.4192 option 4
Outside local calling areas
1.800.444.5858 option 4
Email crystalj@pnwfcu.org

 

Our Mortgage Specialist will be available at our branches on the days listed below to assist you in finding the most affordable payment and mortgage program to fit your needs.

Dates	Location
July 10th and 24th	BPA Branch
July 14th and 28th	Ross Branch
By appointment	Hood River Branch
All other business days	Erin Way Branch