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Speak to a Mortgage Loan Consultant

Ready to get started? Apply online or contact Michael or Raul, also available by appointment at any branch.

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Michael Bradshaw

Mortgage Sales Manager | NMLS #192893

503.258.2618 | Toll Free 800.444.5858, opt. 4
michaelb@pnwfcu.org
See what Michael’s members are saying about him online.


photo of raul marquez

Raul Marquez

Mortgage Loan Officer | NMLS #1289570

Standard and Refi Home LoansOpened EntryClosed Entry

  • Conventional: The classic mortgage, this option offers low fixed rates with a variety of terms. Ask us about our No Closing Cost Mortgage option if you don’t have the money for closing costs, or you want to save your money to spruce up your new home.
  • Jumbo: Compete in our booming housing market with a fixed rate loan up to $850,000. The origination fee is $1,000 with 15- or 30-year terms.
  • Homestretch: Refinance your existing mortgage, credit card or other loan debt to pay it off quickly with a low fixed rate, $1,000 flat fee, $150,000 maximum loan amount, 12-year maximum loan maturity, 75% maximum loan-to-value ratio and an option for an evaluation instead of a full appraisal. PNWFCU will be the first lien position.

Apply Online

Home Construction LoansOpened EntryClosed Entry

  • Construction: We can help you fund the construction on your dream house with a loan fee of 1% and terms up to 12 months.
  • Land: If you’ve got your eye on a piece of land, take advantage of this loan to get a 5-year fixed rate, amortized over 20 years with a 5-year balloon, with a maximum loan amount of $150,000 and a loan fee of 1% with a minimum of $1,000.

Apply Online

20% Cash Reward Program – A Better Way To Buy Or Sell A HomeOpened EntryClosed Entry

Whether you’re buying or selling a home, the Cash Reward Program* can put cash back into your pocket. We’ll match you up with a realtor, and you’ll receive 20% of the gross commissions paid to your approved realtor within 30 days after closing. Depending on the cost of your home, your rebate could be huge. Plus, if you’re buying and selling, you can double dip! There is no cost to you to enter this program, the realtors have pledged top-notch service, and you’ll get access to additional benefits like a Home Depot 10% discount.

Apply Online

* Cash Reward Program is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with PNWFCU. Certain restrictions apply. Offers subject to change without notice.