Middle school students learning financial literacy

Middle School Lessons

Middle School Financial Education

Teach your students all about personal finance. This middle school financial education program provides everything you need to teach kids about money.

Modules include worksheets and instructions for teaching online or in the classroom. Students will learn how to build a budget, make sound financial decisions, and meet their goals.

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Access the Middle School Lesson Plans

Making Decisions middle school financial literacy

Module 1: Making Financial Decisions

Every day we are faced with many decisions – What to wear? What to eat? Where to go? Who to hang out with? We are also faced with decisions involving our money. How do you go about deciding what the best way to spend (or not spend…) your money is? This lesson will help give you guidance.

Making Money middle school financial literacy

Module 2: Making Money

To make decisions about how to spend your money, you first must earn money. This is a multiple part lesson leading students through the entire process of earning money – including picking a career, landing a job, assessing the job offer, and then deciding how to spend the money you earn!

Budgeting middle school lesson plans

Module 3: Budgeting

This lesson teaches students to prioritize spending by setting goals and thinking about how to be intentional with their money. Students will reflect on current habits and think about how changes might benefit their future. Lesson includes a budget game.

Living on Your Own middle school lesson plan

Module 4: Living on Your Own

This lesson shows students the reality of the expenses involved in moving out on their own. Students will interview friends and family, and also look at a sample lease and answer comprehensive questions about what to look for in a lease.

Banking Services middle school financial literacy

Module 5: Banking Services

This lesson will provide students with knowledge about different options they have in the banking world, including how to write a check, how to compute interest on a savings account, and the difference between a bank and credit union.

Credit Cards middle school financial education

Module 6: Credit and Credit Cards

What is credit? How do you use it? Is it really “free money” or is there a price you pay for it? Are all credit cards the same? Should you just get a cool looking credit card? All these questions will be answered in this financial education lesson.

Elementary school financial education lesson plan about earning money

Module 7: Earning

How can you earn money? Even as a young person you can be creative to help around the house or neighborhood (in safe ways). This lesson can span from elementary through middle school years.


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