PNWFCU mortgage and home equity rates

Mortgage & Home Equity Rates

Mortgage & Home Equity Rates

ProductRatePointsAPRPayment
15 Year Fixed*3.125%0.00%3.200%$2,229
30 Year Fixed*3.625%1.00%3.749%$1,459
30 Year VA*Please call for rates
Jumbo 30 Year Fixed**3.750%0.25%3.797%$2,779
Single Close Construction Loan***3.750%0.00%4.017%$1,482
Home Equity Line of Credit****4.75%0.00%4.750%$750
Home Equity 15 Year Fixed****5.00%0.00%5.079%$395

Rates effective as of: 11/18/2019.

All loan applications are subject to credit and property approval.

*APR and payment calculations are based upon a single family, owner-occupied residence with a loan amount of $320,000, 80% Loan-to-Value, Credit Score >740, $750 flat origination fee, $250 processing and standard 3rd party charges (e.g. appraisal and title). Assumes no other loans or liens on subject property. Actual APRs for individual loans may differ due to individual circumstances such as credit qualifications, increased loan to value, loan purpose (such as investment property) and property type.

**APR and payment calculations are based upon a single family, owner-occupied residence with a loan amount of $600,000, 80% Loan-to-Value, Credit Score >740, $1,000 origination fee, $250 processing and standard 3rd party charges (e.g. appraisal and title). Assumes no other loans or liens on subject property. Actual APRs for individual loans may differ due to individual circumstances such as credit qualifications, increased loan to value, loan purpose and property type.

***APR and payment calculations are based upon a single family, owner-occupied residence with a loan amount of $320,000, 80% Loan-to-Value, Credit Score >740, 1% origination fee, $250 processing and standard 3rd party charges (e.g. appraisal and title). Assumes no other loans or liens on subject property. Payment is interest only. Actual APRs for individual loans may differ due to individual circumstances such as credit qualifications and increased loan-to-value.

****APR and payment calculations are based upon a single family, owner-occupied residence with a loan amount of $50,000, 80% Loan-to-Value, Credit Score >740, standard 3rd party charges (e.g. appraisal and title). Actual APRs for individual loans may differ due to individual circumstances such as credit qualifications.

Representative payments listed above do not include taxes and insurance premiums. Flood hazard insurance may be required. Actual payment obligation will be greater.

Maximum loan limits may apply. Interest rates and APRs offered are subject to change without notice.

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