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Lack of credit, growing family, too high of an interest rate or not enough for a down payment? We get it...life happens. We’re here to help with auto loan refinancing, a first time car buyer program and low rates starting at 2.54% APR*. You need a car. Let’s make sure you get the best deal.
Check out how we helped our member Jeff when his family doubled in size.
“Before my wife and I could leave the hospital with our new baby boy and girl, I needed to install the car seats. It was quickly apparent we were going to need a new car. I was able to get a Blue Book on my used truck and approved for a new van before I even left the hospital. Thank you for being there for us PNWFCU!” — Jeff, Portland
Auto Loan Refinance: Let’s Get Your Finances Back on Track
You may be able to pay off your auto loan sooner, lower your payment and save hundreds of dollars by refinancing with us. Why pay extra? We helped our member Tomeka in a similar situation.
“I’ve had some credit issues because I was an unfortunate victim of identity theft. When I recently got a new car, the dealer gave me a loan at 19% APR. I knew that was a high rate, but I needed to get a car. Later I talked with Yareli about refinancing my car loan with the credit union. She was able to cut my interest paid by almost a third and also help me resolve my credit issues. Plus, I will be able to pay off the car loan even sooner. I feel like my finances are back on track now because the credit union is here with me.” — Tomeka, Portland
First Car Purchase: Let’s Build Your Credit
When you’re just starting out, you might not have a lot of credit, but you still need a car. We can help with our 1st Time Car Buyer program. No credit is required and no co-signer is required if you are 18 or older. We offer low rates, manageable terms and low monthly payments. Our member Christopher just started building credit with the purchase of his first car.
“I had never bought a car until last month. When I went to the dealer, I didn’t know that the 21% APR they gave me was a high rate. Luckily a friend suggested that I contact the credit union about refinancing the loan, so I stopped by the branch and talked to Linda. Linda took the time to educate me about loans and how to build my credit. She showed me how much money I could save by refinancing with the credit union – I was able to cut my interest rate in half! It’s nice to know the credit union is looking out for me and helping me make wise financial choices.” — Christopher, Gresham
Apply online or contact us for more information:
*APR=Annual Percentage Rate. Rate as of 11/1/2018 and subject to change without notice. Rate quoted for lowest new car loan amount up to 24 months with autopay from PNWFCU checking account. Rates may differ as determined by the individual creditworthiness of each applicant and the terms of the loan. Not all applicants, terms and loan amounts will qualify for the lowest rate. Other rates and terms available. Ask for complete details.