Personal Services

Savings Accounts

It's easy to establish your membership with Pacific NW Federal Credit Union. Just open and maintain a $5 balance Savings account. Once you join the Credit Union, you're a member for life, as long as you keep your account active - even if you move, change jobs or retire. If you're interested in setting up a Savings Account, please call 1.800.444.5858, or visit your local branch.

Features include:

  • $5 minimum balance to open and maintain membership
  • No monthly service fees
  • Dividends compounded and paid monthly

With the current media coverage on troubled banks, you may be wondering if your accounts are secure at the credit union. The short answer is, yes!

Our credit union is sound and stable. Credit unions are federally insured by a fund that is backed by the full faith and credit of the U.S. government. The National Credit Union Share Insurance Fund (NCUSIF) insures credit union member funds to $250,000. For more information on federal share insurance click here.

Click here to print our rates and disclosures. Click here to review our service charges.

 

Discover the Benefits of Privilege Plus

Are you 50+ or retired? We have a savings account that is loaded with benefits, all for just $8 a year! Privilege Plus membership includes:

  • Free Travelers Cheques
  • 3 free money orders per month
  • 3 free cashiers checks per month
  • 3 free non-PNWFCU ATM transactions per month*
  • 1 free wire per month
  • 1 free box of basic checks per year (with a checking account)

    * All members may pay a surcharge by the ATM proprietor when they use a non-PNWFCU or non-CO-OP ATM.

Download a Privilege Plus Application

Get More with brass

At PNWFCU, we want to help young adults build financial security. We don't stop with just a savings and checking account. We have an online resource, brass, which features articles on relevant topics that are updated frequently on topics such as the benefits of buying a home vs. renting, or how to find a good deal on a car. We also offer products to help you get ahead, such as:

  • .25% discount on first car loan with checking account and auto pay
  • First box of collegiate (or image) checks free & debit card free with checking account
  • Edge Visa
  • College scholarships

 

Save Time and Money with Direct Deposit

There is no need to go to the branch to deposit your paycheck! Have all or a portion of your paycheck deposited directly into your savings or checking account. To start direct deposit, give your company's payroll our routing number, 323075754, and your six-digit member number, or call our member service representative.

 

Earn More for Your Money

If you are interested in a savings account with higher dividend rates, our money market account might be the thing for you. It has more flexibility than a certificate account, and pays higher dividends than our regular savings accounts.

We also sell and redeem government issued EE and I Savings Bonds at all of our branches. Click here if you would like to learn more about savings bonds.

Click here for savings calculator

 

Notary Service

Representatives are available at every branch to witness signatures, certify documents, or notarize an oath or affirmation as a convenience to our members. Please call ahead to ensure a notary is available at your requested time.

 

Important Notice from the Federal Reserve Bank:
Sales of Paper Savings Bonds to be Discontinued December 31, 2011

The U.S. Department of the Treasury has announced it will end over-the-counter (OTC) sales of paper savings bonds at the end of this year. This includes sales of savings bonds through financial institutions and applications mailed directly to the Federal Reserve Bank by customers. Savings bonds will remain available for purchase as electronic issues in TreasuryDirect®. In response to this change, PNWFCU will stop accepting applications for paper savings bonds after December 31, 2011. We will continue to redeem paper bonds.

PLEASE ALSO NOTE: We will discontinue the sale of travelers checks on December 31, 2011.

 

* APY = Annual Percentage Yield. The APY set forth assumes funds will remain on deposit until maturity. There is a $500 average daily balance requirement to earn dividends for the Regular Savings and Privilege Plus Savings; there is no minimum requirement to earn dividends in the Kids' and Edge Savings accounts. Deposits insured to $250,000 by the NCUA. IRA accounts insured separately by NCUA up to $250,000. Rates subject to change without notice. See your Member Relationship Officer for complete details.

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