Personal Services

Certificate Accounts

Earn the highest possible interest on your savings with our wide range of Certificate Accounts. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account or withdrawing it as a check. Our competitive rates are tiered, so the more you contribute, the more you will earn.

  • Terms from 3 months to five years
  • New 12-month Youth CD with "Add-To" features
  • Insured by the NCUA to $250,000

If you're interested in setting up a Certificate Account, please call 1.800.444.5858, or visit your local branch.

With the current media coverage on troubled banks, you may be wondering if your accounts are secure at the credit union. The short answer is, yes!

Not only is our credit union sound and stable, every credit union in Oregon is federally insured by a fund that is backed by the full faith and credit of the U.S. government. The National Credit Union Share Insurance Fund (NCUSIF) insures accounts to $250,000 per account (with additional coverage of up to $250,000 for certain retirement accounts), just as the FDIC does for banks. For more information on federal share insurance click here.

Click here to print our rates and disclosures. Click here to review our service charges.

     

 

   
CD Special!
12-month Youth
Add-to CD**
1.24% APR 1.25% APY


**"Youth Add-to CD" Terms: Maximum 12-month contribution limit is $5,000 per member. Certificate will renew at the new 12-month rate. Rate shown is for balances up to $9,999. See 12-month Certificate tiered rates for higher balances.

 

Traditional, IRA or Roth IRA Certificate account rates are fixed for the length of the term and are determined by the opening dollar amount.

 



* APY = Annual Percentage Yield. APY set forth assumes funds will remain on deposit until maturity. Early withdrawal penalty applies. Deposits insured to $250,000 by the NCUA. IRA accounts insured separately by the NCUA up to $250,000. Rates subject to change without notice. See your Member Relations Officer for complete details. Certificate account rates are fixed for the length of the term and are determined by the opening dollar amount.
† Minimum balance for Youth Certificates is $100. Youth Certificates are available only to members 18 years of age and younger. Minimum opening balance for members 19 years of age and older is $1,000.

    

Pacific NW Federal Credit Union Investment Center
A complimentary service for our members, designed to assist you in organizing your finances and protecting your assets. This financial management service is a separate entity from Pacific NW Federal Credit Union and is governed by its own rules.
APY varies with investment**
** Securities offered through CUSO Financial Services, L.P. (CFS), are not NCUA/NCUSIF insured, are not credit union guaranteed, and may lose value. Financial Advisors are employees of Pacific NW Federal Credit Union and registered through CFS. Pacific NW Federal Credit Union is affiliated with CFS (member NASD/SIPC).

 

Click here for savings calculator

 

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