Certificate Accounts
Earn the highest possible interest on your savings with our wide range of Certificate Accounts. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account or withdrawing it as a check. Our competitive rates are tiered, so the more you contribute, the more you will earn.
- Terms from 3 months to five years
- New 12-month Youth CD with "Add-To" features
- Insured by the NCUA to at least $100,000
With the current media coverage on troubled banks, you may be wondering if your accounts are secure at the credit union. The short answer is, yes!
Not only is our credit union sound and stable, every credit union in Oregon is federally insured by a fund that is backed by the full faith and credit of the U.S. government. The National Credit Union Share Insurance Fund (NCUSIF) insures accounts to at least $100,000 per account (with additional coverage of up to $250,000 for certain retirement accounts), just as the FDIC does for banks. For more information on federal share insurance click here.
Click here to print our rates and disclosures. Click here to review our service charges.
12-month Youth Add-to CD* |
2.91% APR | 2.95% APY |
| 30-month Sound Investment CD** |
3.69%
APR |
3.75%
APY |
*"Youth Add-to CD"
Terms: Maximum 12-month contribution limit is $5,000 per member.
Certificate will renew at the new 12-month rate. |
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Apply for a certificate online
Traditional, IRA or Roth IRA Certificate account rates are fixed for the length of the term and are determined by the opening dollar amount.
* APY = Annual Percentage Yield. APY set forth assumes funds
will remain on deposit until maturity. Early withdrawal penalty
applies. Deposits insured to at least $100,000 by the NCUA.
IRA accounts insured separately by the NCUA up to $250,000.
Rates subject to change without notice. See your Member Relations
Officer for complete details. Certificate account rates are
fixed for the length of the term and are determined by the opening
dollar amount. |
| Pacific
NW Federal Credit Union Investment Center |
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A
complimentary service for our members, designed to assist you
in organizing your finances and protecting your assets. This financial
management service is a separate entity from Pacific NW Federal
Credit Union and is governed by its own rules. |
APY
varies with investment** |
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** Securities
offered through CUSO Financial Services, L.P. (CFS), are not NCUA/NCUSIF
insured, are not credit union guaranteed, and may lose value. Financial
Advisors are employees of Pacific NW Federal Credit Union and registered
through CFS. Pacific NW Federal Credit Union is affiliated with
CFS (member NASD/SIPC).
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Click here for savings calculator
