At last--a way to establish a credit history by making an investment in your future. Pacific NW Federal Credit Union has many products that can help you achieve financial security. If you've had credit difficulties in the past, our Share-Secured VisaŽ Card can help you get back on track. And, if you're tired of renting but don't think you can afford to buy your own home... think again! Whether you're buying a home for the first time or you've purchased a home in the past, our My Community Mortgage program offers you an affordable option. It is especially designed for potential homebuyers who cannot meet the strict income and credit requirements, down payment and closing costs of a more conventional home loan.