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Loans

Make College a Reality--
Get your Student Loan from Pacific NW Federal Credit Union!

 

You know the value of a college education

College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But, because the cost of a university, technical college, other specialized training can be overwhelming, Pacific NW Federal Credit Union offers Federal Family Education Loan Program (FFELP) loans that can help you with the funding you need to pursue your dreams.

Ask anyone who has been to college, and they'll tell you those years were some of the best in their life. Getting ready for college, on the other hand, can be as confusing as it is exciting! We are here to help you fund your loan, and we even offer discounts:

  • .25% discount on first car loan with checking account and auto pay
  • First box of collegiate (or image) checks free & debit card free with checking account
  • Edge Visa
  • College scholarships

Call or email us for more details.

Click here to apply for a Federal Student Loan online

FFELP offers loans for students and parents

  • College scholarships
  • Stafford Loans
  • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
  • The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.
  • Parent PLUS/Grad PLUS Loans
  • Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans
Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:

  • current rates
  • loan limits
  • borrower fees

Take advantage of these borrower benefits at Pacific NW Federal Credit Union

  • 0.25% interest rate reduction to members making student loan payments through Automated Clearing House (ACH).
  • 1.00% Origination Fee Waiver for Stafford Borrowers.

Manage your finances
Pacific NW FCU Credit Union and Great Lakes are committed to helping students learn to manage their finances. The regularly updated Personal Financial Management Resources provides information on anticipating college costs and staying in control of your finances while in school.

After graduation, consolidating your student loans is an option
After you graduate, you can consolidate your student loans, even if you only have one. Contact a Great Lakes Consolidation Representative by calling 1-800-950-0152 to determine if consolidation is in your best interest. If you wish to consolidate your eligible loans and they have a total balance that exceeds the minimum requirements, you may consolidate online using Great Lakes Consolidation Loan Assistant.

Plan your future. Visit these Web sites:
www.mappingyourfuture.biz - Detailed information about career planning, selecting a school, and paying for college.
www.studentaid.ed.gov - Detailed student aid and student loan info from the U.S. Dept of Ed.
www.fastweb.com - Scholarship information.
www.fafsa.ed.gov - Online application for financial aid (FAFSA).
www.pin.ed.gov - Apply for a PIN number to complete online FAFSA.
www.mygreatlakes.org - Great Lakes is the guaranty agency for your student loans. You can check the status of your student loans here.
www.nslds.ed.gov - View the history of the federal student financial aid you have received.
www.finaid.org - Guide to student financial aid and scholarship search services.
www.collegeplan.org - Information on college selection, admissions, financial aid and scholarships.
www.embark.com - Offers powerful college search tools, useful links, expert advice and guidance from an experienced college panel.
www.usnews.com/usnews/edu/college/cohome.htm - US News & World Report’s college search and financial aid assistance.

 

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