Consumer Loans

Rates as low as 2.99%!*

Just when you thought our auto loan rates couldn't get any better, they just did. We are offering vehicle financing as low as 2.99% APR!*

*APR =Annual Percentage Rate. Rate as of 7/1/2010 and subject to change without notice. Rate quoted for lowest new car loan amount up to $25,000, for 24-60 month terms, with automated payments. Cancellation of automated payments will increase APR. Rates may be different as determined by the individual creditworthiness of each applicant and the terms of the loan. Not all applicants, terms and loan amounts will qualify for the lowest rate. Other rates and terms available. Offer applies to certain cars and trucks only; recreational vehicles, motorcycles and boats are not included in this offer. Internal refinances available, $100 processing fee will apply and will affect APR. Ask for complete details.

 

Car, boat, motorcycle or RV-We can finance it!

Whether by land or sea, we can help get you there. We have a loan for it - with great rates and great service. We offer an easy, flexible loan program to meet your financial needs. Plus, you'll love our instant online loan decisions and our friendly service!

• Competitive low fixed rates
• Flexible terms
• No application fee or prepayment penalty
• Online Loan Application

Hood River, Wasco, Klickitat or Skamania county residents

Ask about PNWFCU financing at your local dealership!

Apply Online! Follow the on-screen instructions to submit your application and receive a prompt decision. Your application will be assigned to a Member Relationship Officer. Your assigned Officer will review your request and contact you for any additional information needs.

Protect Yourself with Overdraft Protection!

Avoid paying overdraft fees and the embarrassment of having a check returned with overdraft protection. If your checking account is overdrawn, funds will automatically be transferred from your overdraft (up to the available limit, in increments of $25). There are no transaction fees, however, interest will accrue from the time an advance is made until the balance is paid off.

Calculate your monthly payments with our Loan Calculator

FIND A CAR now with Auto Mentors, your one-stop-shop for auto buying at a great value!

PNWFCU's full-service auto broker, Auto Mentors, can help you find the car you need.

Shorter terms at lower rates!

Lowest secured consumer loan rates include an additional .50% rate discount for automatic payments from a PNWFCU checking account. For a printer friendly loan rate sheet, click here.

*Restrictions and Conditions

• Maximum financed is based on credit score and MSRP for New and Kelley or NADA Retail Book for Used
• Final rate/APR will be determined after full underwriting of loan
• Other restrictions and conditions may apply
• Lowest secured consumer loan rates include an additional .50% rate discount for <80% loan-to-value. Loan-to-value discount does not apply to auto loan rates.
• Range of rates subject to change at any time
• Stated range of rates not all inclusive of products available, contact a credit union lending representative for more information
• Maximum unsecured per member based on credit score
• $20,000 - $40,000 maximum amount financed on unsecured loans
• RV/boat loans restricted to 180 months financing unless collateral and use meets second home IRS guidelines.