Loans

Consumer Loans

 

Instant Pre-Approval!

Friendly service. Great auto loan rates. Apply online today!

Pacific NW Federal Credit Union has the perfect auto loan to fit your lifestyle. Rates and terms may vary (due to credit history, amount of loan and collateral) but one thing never changes: the outstanding service you'll receive from our dedicated loan staff. Plus, you'll love our friendly, personalized service, record-low auto loan rates and prompt loan decisions. Get started now!

 

Looking for a boat? Motorcycle? RV? -We finance those too!

Whether by land or sea, we can help get you there. We have a loan for it - with great rates and great service. We offer an easy, flexible loan program to meet your financial needs. Plus, you'll love our instant online loan decisions and our friendly service!

  • Competitive low fixed rates
  • Flexible terms
  • No application fee or prepayment penalty

To apply via phone, contact us at 800-444-5858 (option 3).
To apply in person, visit any branch location.
You may also click here to complete (and print or scan) an application. Submit hard applications via mail, fax to 503-258-2710, or scan and email to loans@pnwfcu.org.


Mechanical Breakdown Insurance: Free Quote!

Mechanical Breakdown Protection

The longer you keep your vehicle, the more you risk costly auto repairs. Protect yourself with Mechanical Breakdown Protection (MBP) when you purchase a vehicle with PNWFCU.

MBP, also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. Click here for more information.


Guaranteed Asset Protection

They say a new car depreciates 10-15% the second you drive it off the dealership lot. So, if your car is totaled or stolen, your auto insurance may not provide enough to pay off the value of your auto loan. Guaranteed Asset Protection (GAP) pays the difference between your vehicle insurance company’s settlement and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair. Contact your Member Relationship Officer to see if GAP is right for you.

Protect Yourself with Overdraft Protection!

Avoid paying overdraft fees and the embarrassment of having a check returned with overdraft protection. If your checking account is overdrawn, funds will automatically be transferred from your overdraft (up to the available limit, in increments of $25). There are no transaction fees, however, interest will accrue from the time an advance is made until the balance is paid off.

 

Calculate your monthly payments with our Loan Calculator

 

FIND A CAR now with Auto Mentors, your one-stop-shop for auto buying at a great value! (An auto broker fee will be included in the final purchase price of the vehicle, if Auto Mentors' services are used.)

 

Rates as low as 2.99% APR*

Click for rates

 

 

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