Consumer Loans

Car, boat, motorcycle or RV-We can finance it!

Whether by land or sea, we can help get you there. We have a loan for it - with great rates and great service. We offer an easy, flexible loan program to meet your financial needs. Plus, you'll love our instant online loan decisions and our friendly service!

• Competitive low fixed rates
• Flexible terms
• No application fee or prepayment penalty
• Online Loan Application

Another Reason to Make a New Car Purchase

Don’t miss out on the tax deductions and hybrid credits available through the American Recovery and Reinvestment Act of 2009. For more information on available credits and deductions, visit www.irs.gov or stop by your local PNWFCU branch today. Take advantage of all of these year-end specials, before it’s too late!

 

Hood River, Wasco, Klickitat or Skamania county residents

Ask about PNWFCU financing at your local dealership!

Protect Yourself with Overdraft!

Avoid paying overdraft fees and the embarrassment of having a check returned with overdraft protection. If your checking account is overdrawn, funds will automatically be transferred from your overdraft (up to the available limit, in increments of $25). There are no transaction fees, however, interest will accrue from the time an advance is made until the balance is paid off.

Apply Online! Follow the on-screen instructions to submit your application and receive a prompt decision. Your application will be assigned to a Member Relationship Officer. Your assigned Officer will review your request and contact you for any additional information needed.

Calculate your monthly payments with our Loan Calculator

 

FIND A CAR now with Auto Solution, your one-stop-shop for auto buying at a great value!

PNWFCU's full-service auto broker, Auto Solution, can help you find the car you need.

Shorter terms at lower rates!

Lowest secured consumer loan rates include an additional .50% rate discount for automatic payments from a PNWFCU checking account. For a printer friendly loan rate sheet, click here.

*Restrictions and Conditions

• Maximum financed is based on credit score and MSRP for New and Kelley or NADA Retail Book for Used
• Final rate/APR will be determined after full underwriting of loan
• Other restrictions and conditions may apply
• Lowest secured consumer loan rates include an additional .50% rate discount for <80% loan-to-value. Loan-to-value discount does not apply to auto loan rates.
• Range of rates subject to change at any time
• Stated range of rates not all inclusive of products available, contact a credit union lending representative for more information
• Maximum unsecured per member based on credit score
• $20,000 - $40,000 maximum amount financed on unsecured loans
• RV/boat loans restricted to 180 months financing unless collateral and use meets second home IRS guidelines.