Investment Opportunities
Asset Allocation
Finding the right balance of investments can be the biggest challenge of financial planning. This can become even more difficult as your goals and needs change over the years. Asset Allocation is a way of dividing your investment portfolio into different asset classes. Asset allocation does not ensure positive investment performance. It allocates your investments between equities, fixed income and cash/cash equivalents. The benefit to you is that a well-balanced portfolio built around your long-term goals will have a better chance of growing over time than a portfolio that relies on market timing.
Maintaining a well-balanced portfolio also requires updates and changes to investments over time. It is important that you and your financial advisor revisit your portfolio on a regular basis to re-balance it and adjust your allocation of assets. At PNWFCU, you can meet with our CFS* Financial Advisor as often as needed to develop and maintain a customized asset allocation portfolio, based on your individual needs and objectives.
Wish CD rates were higher? Let us help you find one that'll make you happy!
During fluctuating financial times, your ability to locate and invest in attractive CD rates may help your savings continue to earn competitive rates. PNWFCU, in partnership with CUSO Financial Services (CFS*), is pleased to offer a new brokered CD service. It allows you to shop outside of your credit union and choose from a variety of CDs offered by other financial institutions that offer competitive market rates. Best of all, the entire transaction is handled by your CFS* Financial Advisor, Matt Russell, who will help make sure CD's fit your overall financial goals.
Interest rates may be down, but your options are looking up.
When dealing with investments, there are many times that a simple answer from a professional can make all the difference. If you have a Certificate maturing, or you're looking for other fixed-rate income alternatives, you could benefit from a complimentary meeting with our CFS* Financial Advisor, Matt Russell. Learn about alternative investments and understand your options. Contact Matt today.
Portland 503.258.2658
Outside local calling areas
1.800.444.5858 x2658
Email: matt.russell@pnwfcu.org
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Pacific NW Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
