Merchant Processing

 

Merchant Processing Credit Card Services

By accepting credit and debit cards you can improve customer convenience and satisfaction, and increase sales. Pacific NW offers merchant processing through Total Merchant Concepts, a local bankcard processor. Our equipment is priced very competitively and deposits are made via ACH to your Business Checking account at the credit union, generally within 48 hours of your batch closing. Benefits of partnering with TMC for your Merchant Processing include:

• Month to month services agreements
• 24/7 customer service
• Reliable representatives
• No hidden fees
• Create your own gift card program
• Accept checks with confidence
• Easy to read monthly statements
• Ongoing contact and annual reviews

 

Services provided by TMC include:

 

Credit Card Processing Services

Includes retail, home-based, mail/telephone order, software applications, e-commerce, wireless, ATM & debit card solutions.

 

Recurring Payments

Convenient and easy tool for managing and tracking recurring payments.

 

Gift Cards

Gift Cards are growing in popularity each day. They are cards that are specific to a business and are used to increase traffic or loyalty to a particular merchant's business.

 

EBT

Electronic Benefit Transfer Cards are issued by the state. These cards are issued to those who may be utilizing the food stamp or assistance programs offered through the state. Only licensed vendors with approved products and services may accept this card.

 

Check Services

Verification	Check Verification is the process by which the information on a check is run through a national database to determine the likelihood of having a check bounce.
Check Guarantee	Check Guarantee is a service provided to members who do not mind paying a little more to insure they will receive funds for the checks they receive.
Electronic Check Conversion & Check 21	ACH Check Conversion is the process by which a paper check is turned into an electronic transaction- the checks can either be kept by the member or returned to the check writer.
Check by Phone	Accept checks over the phone for your call center environment.
Check by Web	Allow your customers to enter their check information on your web site.
ACH Origination	Initiate business to business ACH transactions.

Contact us today for additional information and to establish a merchant relationship.