Business Loans

Lines of Credit

Borrow only as much as you need, precisely when you need it. A Line of Credit is simple and easy to use, and is an excellent financial tool to:

• Cover short-term cash needs until accounts receivable can be collected
• Take advantage of supplier discounts
• Cover seasonal working capital needs

Term Loans

Term loans are used to finance the acquisition or modernization of a company's productive assets. Term loans are commonly used for:

• Purchases of machinery, equipment, furniture, fixtures, and to make leasehold improvements
• Additions to long-term working capital
• Expansion or modernization of facilities
• Vehicles or other business transportation

Commercial Real Estate

Pacific NW FCU offers competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans. These loans use the property as the required collateral, and often are used for:

• Commercial properties, both owner and non-owner occupied
• Rental housing
• Apartment housing
• Combination business/residential properties

Business Credit Cards

Our Business Credit Card program provides a flexible way to streamline purchases and control your expenses. Our Business Credit Card allows you to:

• Separate business from personal expenses
• Issue cards to employees for purchases, travel, etc.
• Set the spending limit on each employee's card
• Earn travel related awards

Letters of Credit

We can help your business facilitate business transactions through use of Letters of Credit. These instruments can guarantee international shipments or be used for cash deposits or performance bonds.

For more information contact:

Jennie Baumeister
503.258.2623
business@pnwfcu.org

 

Click here for Business Loan Application
Click here for Environmental Questionnaire (Only applies to Commercial Real Estate)