Pacific NW Federal Credit Union | Financial Planning

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Financial Transitions

Create a Plan

We understand that life is full of changes, both expected and unexpected. At Pacific NW Federal Credit Union, we're committed to helping our members achieve their financial goals- no matter what the circumstances may be.

Whether you're faced with a sudden job change or if you just need some additional financial guidance, we're here to help! Our experienced team of professionals can help evaluate your situation and create a solid plan to make sure your finances stay on track.

BALANCE: Financial Fitness

PNWFCU understands that personal finance affects all of us every day. Fortunately, every one can achieve financial fitness with determination and a little professional guidance. BALANCE Financial Fitness Program is a financial education and counseling service that provides our members with free, unbiased money management assistance. Click here for more information.

Budgeting

An unexpected job change or sudden layoff can put a strain on the family finances. Professional assistance is available through our BALANCE Program. BALANCE can help with everything from managing your monthly budget to balancing your checkbook. It’s a complimentary service just for members, and it can help eliminate unnecessary stress over finances! Click here for more information or call 800.456.2227 to speak with a professional about budgeting.

Repayment options

If you foresee difficulty repaying a PNWFCU loan, please contact us to discuss your options. Our team of professionals will work with you to smoothly transition onto more solid financial ground. Don't let late payments negatively affect your credit rating. Call us at 800.444.5858 (opt. 3) or email us today to discuss your many available options.

Changing Jobs

A crossroads in your career could open a window to many investment opportunities. Whether you are leaving or changing jobs, there are many financial decisions to consider, for both your short- and long-term needs. It's important to note that leaving your job does not have to mean leaving your money.

The first thing to do is ensure that your life and health are insured. Then, you'll want to decide whether you should accept a lump sum or reinvest your former retirement plan. People who switch employers are often faced with a big decision: what to do with the money they have accumulated in their 401k-retirement plan? You can either start a new employer's plan, or you can move your eligible retirement fund left with a previous employer to your own individual Rollover IRA account and your money will continue to grow on a tax-deferred basis.

Whatever road you decide to take, PNWFCU can help guide you along and make sure you're aware of the options available to you during such transitions. Our CFS Financial Advisor Aaron Brown, will evaluate the financial decisions you are facing and help you make the most out of your money. We invite you to email Aaron today for a complimentary consultation!

Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, are not credit union guaranteed, and may lose value. Financial Advisors are employees of Pacific NW Federal Credit Union and registered through CFS. Pacific NW Federal Credit Union is affiliated with CFS (member FINRA/SIPC). For specific tax advice, please consult a qualified tax professional.